Fixed Income Products

Morgan Dempsey’s fixed income management focuses on constructing portfolios that meet the investment goals of our clients. Our main objectives include:

Capital Preservation

• Risk of capital is managed through the use of high quality fixed income securities. All purchases will be investment grade. No junk bonds will be purchased.

Income Needs

• We coordinate each client’s specific tax situations to produce the optimal after-tax income.

Adding Value

• We optimize trades through the use of various regional and national brokerage firms.
• We produce capital appreciation in falling interest rate environments and attempt to minimize principal losses in a rising interest rate market.

Morgan Dempsey’s fixed income management involves an intricate process of balancing customer needs with other factors including:

• Asset quality
• Interest rate risk management
• Yield curve management
• Yield spread management

Finally, this is an ongoing process, with continual client communication, to ensure the portfolio continues to fit the specific needs of each individual client.

Products Available:

• Intermediate Taxable Fixed Income
• Intermediate Tax-exempt Fixed Income
• High Income Product